Digital Enablement Service to power safe and secure device-based payments on eligible Android devices
Millions of MasterCard cardholders and Android device owners in the UK will soon have additional safe and secure ways to make mobile payments and purchases, as Google has announced it will launch Android Pay in this market.
HSBC, Lloyds, MBNA and M&S Bank will be the first banks to support Android Pay in the UK, following Android Pay’s successful launch in the US in September 2015.
Android Pay enables MasterCard credit, debit, prepaid, commercial and small business cardholders to use their eligible Android smartphones for everyday purchases in-store and within Android apps.
Android Pay can be used everywhere contactless payments are accepted, including places at which to shop and eat every day, such as Boots, Costa Coffee, Waitrose, and more. Users can also tap and pay as you go across London on the Tube, buses and trains, using Android Pay with Transport for London. Additionally, Android Pay will enable users to speed through checkout within favourite apps including JD Sports, Deliveroo, YPlan, and more.
Once a MasterCard cardholder downloads the app and sets up an account, making a payment with Android Pay at a store is simple, safe and secure. To pay, consumers unlock their device, hold it near a payment terminal at any location that accepts MasterCard contactless payments, and their payment will be complete.
Developers can quickly enable Android Pay for in-app payments across merchant sites via the Simplify Commerce and the MasterCard Payment Gateway. In the US and UK, Google has partnered with these MasterCard platforms to make it easy for merchants of all sizes to accept in-app payments securely from Android users.
“The strength of our technology means that consumers can enjoy both security as well as simplicity. MasterCard cardholders can feel confident about using their digital MasterCard cards for everyday purchases,” said Mark Barnett, president of MasterCard UK and Ireland.
MasterCard issuers who participate in the MasterCard Digital Enablement Express programme can onboard easily and quickly to Android Pay, as Google brings its service to new markets.
Said Pali Bhat, senior director, product management, Google: “We’re excited to bring the simplicity and security of mobile payments to MasterCard customers with Android Pay. Soon, people will be able to use their Android device to pay at the hundreds of thousands of contactless payment terminals in the UK.”
